If the dealer is settling the finance for you, you will need to provide a valid finance settlement letter showing the settlement figure and agreement reference. The dealer will pay the outstanding finance amount first and then the remaining balance will be transferred to your bank account.
If you are paying off the finance yourself, you will be asked to provide a letter showing that the finance has been settled. The dealer will then transfer the funds into your bank account.
If the amount owed to the finance company is greater than the price of the vehicle, the dealer will contact you on how to proceed.